Hands writing in an open notebook
Photo: Unsplash License. Illustration of the topic, not a service endorsement.
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Payments

How you pay matters.

Deposits

Avoid large up-front payments. Some states limit deposits for home improvement work.

Pay as work is done

Tie payments to finished stages.

Final payment

Hold the final payment until the work is done, inspected and approved.

Pay with records

Use checks or cards, not cash.